Understand More About Subrogated Claims

Subrogation is the right to some type of reimbursement in a personal injury. If you receive an injury, you can file for compensation benefits. There are different circumstances that will come up that can help you win your personal injury claim.

OHIP: This is one of the most common claims filed today in personal injury matters. According to the 30th section of the Health Insurance Act, you can seek some form of reimbursement for all costs that you may have incurred and future costs that is used to pay for your treatment of injury that may be due to a slip and fall, sexual assault, assault and battery, boating accident, product liability, or dog attack.

CICB: When assault and battery happens, not only do victims normally file assault and battery charges, but also a civil action charge as well. These claims are for compensation with the Criminal Injury Compensation Board, or CICB. The process of the CICB is somewhat faster so compensation can be received quicker for the victim.

WSIB: Workplace safety is vital to a functioning work force. The Workplace Safety and Insurance Act has been amended to assist in keeping the workplace safe and how to protect victims if anything happens. In some instances you can advance a civil action claim and receive benefits however if benefits are received under the WSIB too soon, you will need to reimburse for benefits paid and.

Group Insurance Polices: Group insurance policies are not the easiest to deal with when filing subrogated claims, especially when it relates to long-term disability benefits. Long term disability, or LTD, benefits provider must be reimbursed for services rendered no matter how the claim is settled. If you have a civil action case and it is resolved, and you receive compensation for pain and suffering only, and receive no compensation for any past loss or future loss, then your long term disability provider will be able to argue that he/she is entitled to be reimbursed for all benefits to date. This is most commonly argued in cases, involving automobile accidents.

Your injury lawyer in Ottawa can work with you to ensure that all your needs are being met when it comes to receiving disability for your injuries. When you are hurt and cannot work, you need compensation, especially if your injury was caused by someone else’s negligence. It is important to work with an injury lawyer that has considerable experience in dealing with cases such as yours. It is essential to discuss your personal injury case with the lawyer to see what process will suit your case.