What Happens To You If You Were Driving A Company Car At The Time of An Accident?

This question has more than one answer. A long list of contributing factors could determine what would happen in a case such as the one that has caused an accident victim to ask this one particular question. This article will focus on those different factors.

Was the company car insured?

If the car was insured, the damages should be covered automatically. Once the insurance company has paid for those damages, it will want to seek out the person that was responsible for the accident. The insurer would hope to use legal means, in order to get back whatever money has been used to pay for such damages. If you were the driver, you might be responsible. Still, you may not have to worry about that possibility. Maybe all the other circumstances will help you to remain free of responsibility.

Were you, as the driver performing a work-related task?

Had you been given the keys to the car and then told to take care of a certain job? In that case, the company would bear at least some of the responsibility. On the other hand, if you had been driving to or from work in a company car, you would be expected to reimburse the person or company that has paid for the damages.

The same would be true if it could be proved that you had been taking care of personal business, while you had the keys to the company-owned automobile. Suppose that fact has been suspected but could not be proved, what would happen then? In that case, you could not be forced to reimburse any person or company for money that was used to cover the costs of the collision. Still, your boss might decide to fire you.

What must be done at the scene of the collision?

No matter what sort of vehicle you might be driving, at the scene of a collision you must get the name, license number and insurance company of the other driver. You should also report the accident to the police. Try to find and speak with a couple witnesses. If you do speak with any witnesses, get their contact numbers.

If you get the contact information for witnesses, keep one copy of that same information for yourself. Obviously, you will want to give a second copy to your employer. You might also look for a sign that some business in the area has a working surveillance camera. If you have seen that mention it to your employer and your personal injury lawyer in Sudbury, once you have found one.

Do not hesitate to seek medical treatment. Every accident victim should seek such treatment as soon as possible. Later, give serious consideration to hiring a lawyer. When you consult with that same attorney, be sure to share with him or her all the details that you collected on the day of the accident.