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An accident is a highly stressful situation, especially if the accident was serious enough to lead to personal injury or property damage. This stressful situation can be made much worse by inadvertently not getting the right information to an insurance company and getting that necessary information to the company on time.
It’s a good idea to understand the basics of the claims process and how to deal with insurance companies. Each company is different and requires a different set of guidelines to be followed, but they still all require approximately the same type of information and the same type of information.
To try to make the process of dealing with an insurance company less challenging, time-consuming and overall overwhelming, hire a lawyer. The lawyer will help you get through the complications of what might appear to be mounds of paperwork, and will also make sure that crucial information doesn’t get missed. If crucial information gets missed, there’s a greater chance that an insurance claim won’t get processed. And, naturally, after a person has been in an accident, they are less likely to be thinking as clearly.
If you have been experienced a serious personal injury and are trying to navigate getting reimbursement from the at-fault driver’s insurer, a lawyer will help make sure you’re taking the right steps to process the claim. There’s complicated parts of insurance law that can be difficult to figure out, especially when someone has been injured and simply wants to focus on healing. A lawyer knows the ins and outs of the law and can help make sure you receive the money you should and the correct amount you may be entitled to.
Often, it may take some time to get a lawyer after an accident. Few people have a personal injury lawyer at their call, to be available whenever or if ever the situation arises. If you find yourself in that situation, there are a few things you can do for yourself to make any claim you may need to make in the future easier. Make sure you gather all the necessary information from all those involved in the accident. This is the information you should get if you’re involved in an accident.
• Get the information of the other person’s government issued driver’s license. This includes the driver’s full name and address. Some people find it helpful to take a picture of the license with their cellphone instead of trying to write down all the information.
• Make sure to get the insurance company name and policy number that is providing coverage to the other driver.
• Witness statements including the witness names and their phone numbers.
• Photos of the accident and surrounding areas. If you’re mobile enough immediately after the accident, it’s a good idea to take some photos of the damage to your vehicle, the other person’s vehicle and any property.
Call the police, especially if the damage from the accident exceeds a certain amount set out by the province. Police are necessary to call if there is personal injury.
Seek medical attention. Adrenalin, at first, may cover up any pain symptoms. Getting medical attention as soon as possible will also provide a record of injuries sustained in the accident.