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There are a few things that you need to take into account when dealing with personal injury claims. The first one of them refers to the trial procedure that you might be contemplating. While it is certainly preferable if the insurance company denies your claim and doesn’t agree with the claimed amount, there are some considerations that you need to take into account.
The courts in Ontario are over flooded with work. This is something that you need to know. There is, unfortunately, absolutely nothing you can do about it. The work load is excessive while there is just not enough human capacity to handle it all. With this in mind, if you go and file your claim today, you are most likely going to get your hearing sometime in the next 2 years. This is particularly inconvenient, especially if you have a huge necessity for this money. With this in mind, you might want to make sure that you do everything you can in order to get the right amount of compensation from your insurance company. In order to do so, you will have to deal with insurance adjusters.
The things you need to know
Insurance adjusters are professionals who take your statements into account in order to adjust the amount of compensation that the insurance company is going to pay off. There are certain limits and thresholds which must be taken into account and not all damages are actually due for compensation within the same amount. Furthermore, it is their job to make sure that you get less than what you are legally entitled to in order to increase the revenues of their own companies and gets the performance bonuses they are bound to receive.
What can you do?
In order to get the right amount of compensation within a reasonable amount of time, there are a few things that you might want to take into account.
· Don’t be an imposition. Insurance adjusters deal with hundreds of claims at a time – the last thing you want is to be an imposition. This is quickly going to get the priority off your claim and you won’t get your compensation anywhere soon.
· Don’t be afraid to ask for information. At the same time, don’t forget that you are legally entitled to receive said compensation. With this in mind, making those regular calls every now and then is going to ensure that your case isn’t put on the back burner.
· Offer your assistance. Make it clear that you are willing to help in any way necessary. Provide all the information that’s being requested by you and try to make their job easier – it’s going to be appreciated.
Additionally, when you hire the services of an injury lawyer, you benefit multi-folds. Not only do they represent your rights in the court of law but when it comes to dealing with the law enforcement agencies or the insurance company, they do so with ease.