Seeking Reparation of Damages Caused By Motor Vehicle Accidents

Motor vehicle accidents are incredibly common and the sad part is that they would regularly result in terrible consequences and in some instances even with death. In order to prevent them from happening, the legislative entity on the territory of the province of Ontario has set forth clear and concise regulations but it seems that this is not enough. Of course, this is a problem which far exceeds the boundaries of Ontario and of Canada as a country as this is something which concerns people on a world-wide level.

The truth is that vehicular transport is responsible for more casualties and victims than any other form of transportation known and is by far the most dangerous one of them all. This is why you must be well aware of how to behave if you ever find yourself in a situation of the kind. The actions that you have to undertake are various but are pretty straightforward so let’s take a quick look.

The first thing that you want to do is to carefully get out of the vehicle and make sure that there is no one who is severely injured. You have to dial the police right away and they are going to ask you if there is someone who is in terrible condition and whether or not they need to send in an ambulance. The police are going to determine whether or not the situation is serious and if it’s a matter of insurance they are going to provide you with a number of the accident. This is the thing that you would have to submit to your insurance company in order to get compensated. If the driver of the other vehicle is at fault, you have all the rights to bring about a case against him/her. Your lawyer will be able to handle the details.

Rules of Fault Determination

Interestingly enough, the province of Ontario is governed by the Insurance Act which contains the Rules of Fault Determination. There is one particular rule which is wide used and particularly convenient in situations of the kind. This is the so called “No Fault” rule which stipulates that it won’t much matter who is responsible and who is at fault – the insurance companies have to make sure that the reparations are dully paid out.

Now, this doesn’t mean that fault isn’t going to be assigned. Even though that this isn’t going to be determined and carried out by the police, it’s going to be done by the insurance company. This is incredibly important as it’s going to provide them with a record of the driver and if you are found at fault your insurance down-payments are going to be respectively increased as your risk factor rises and you become an expensive customer for them. This is the general practice and that’s how the majority of light accidents are handled.