Why Shouldn’t You Accept The First Offer Of Compensation From The Insurance Company?

Now, like it or not, there are quite a few different things that you might want to take into account when it comes to dealing with an insurance adjuster. The first thing that you need to know is that these are the insurance company’s agents who are responsible for conducting an internal investigation and assigning the fault in an accident. Furthermore, they need to adjust the amount of the compensation accordingly, hence their name. (more…)

Do Long Term Injuries Boost Compensation Payouts?

The truth is that long-term disabilities which are also commonly referred to as residual injuries are capable of making the entire award for personal injury damages go up considerably. If you are capable of proving that you have suffered in an accident that has caused any long-lasting or even permanent effects which are most commonly called “residual injuries”, much like back or joint stiffness, scarring and many more, the amount of the compensation that you are capable of claiming is going to go up significantly. (more…)

Facts on Temporary and Long Term Disabilities after Pedestrian Accidents

Now, it’s important to note that pedestrian accidents are quite regular and as much as we don’t like it they are usually ending up with severe complications. The main reason for this is because pedestrians are absolutely exposed and in the majority of times the impact is going to involve a heavy vehicle which is most certainly capable of inflicting severe damages. There are quite a few possible complications that might arise and they are both related with unpleasant disabilities. (more…)

Ontario Acts and Laws Covering Orthopedic injuries Due to Accidents

Orthopedic injuries find a broad application in the field of personal injury law. That’s quite logical and only natural. The main reason for this is that personal injury law relates to accidents which most commonly result in an orthopedic injury or in even worse consequences such as traumatic brain injuries or spinal cord traumas. In any case, the accidents that could lead to said injuries are numerous and that’s why it’s important to know which legislative statutes to follow and to navigate by when suffering from an orthopedic injury. This would mostly depend on the type of accident that you’ve been in. (more…)

Know More About the Optional Benefits Insurance Policies Covering Accidents

Now, it is a well known fact that we are usually mostly concerned with the cost of our insurance policies more than what it actually covers. This is, however, an issue that needs to be addressed. There are quite a few things which need to be taken into consideration by both you and your insurance agent when actually signing the contract for the insurance policy and its coverage. For instance, the broker is legally obligated to go ahead and explain the Statutory Accident Benefits as well as the Optional benefits to you as well as to your family members when you go ahead and renew or sign the insurance policy. (more…)